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Visa Compliant Travel Insurance for Schengen and Worldwide

Minimum Emergency Medical Expenses £1,000,000

For your emergency medical expenses and transport costs if you fall ill or suffer an injury whilst on your trip

Free 24/7/365 Emergency Assistance Service

Get advice and assistance with repatriation, and authorisation of medical expenses

Winter Sports activities included

Cross country skiing, Glacier Skiing, Ski touring, Skidoo/Snowmobiling, Skiing (on piste or off piste with a guide), Mono-skiing, Snowblading, Snowboarding (on piste or off piste with a guide), Snowshoeing and Tobogganing

Travel with Peace of Mind

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Bronze
Silver
Gold
Maximum Age Limit
70 years
inclusive
70 years
inclusive
70 years
inclusive
Emergency Medical and Repatriation
Medical and Repatriation Expenses, maximum
£1,000,000
Excess £100
£5,000,000
Excess £75
£10,000,000
Excess £50
Emergency Dental Treatment
£200
Excess £100
£250
Excess £75
£300
Excess £50
Hospital Benefit
Hospital Benefit, maximum
£250
£10 per day
£300
£20 per day
£500
£25 per day
Baggage, Personal Money and Travel Documents
Baggage, Personal Money and Travel Documents, maximum
£1,000
Excess £100
£2,000
Excess £75
£3,000
Excess £50
Single Article Limit
£150
£200
£300
Valuables Limit
£250
£300
£400
Personal Money, maximum
£200
£250
£300
Personal Money, under 16 years old
£50
£50
£50
Travel Documents
£200
£250
£300
Personal Liability
Personal Liability, maximum
£500,000
Excess £250
£1,500,000
Excess £250
£2,000,000
Excess £150
Overseas Legal Expenses
Overseas Legal Expenses, maximum for all insured persons
£5,000
Excess £350
£20,000
Excess £250
£30,000
Excess £150
Personalise your cover (optional add-ons)
Winter Sports

Please note: Winter sports cover is limited to 15 days cover in total in each (if have paid the appropriate winter sports premium to include this cover).

Ski Equipment
£400
Excess £75
£400
Excess £75
Excess £75
Excess £50
Single Article Limit
£200
£200
£250
Hired Ski Equipment
£200
Excess £75
£200
Excess £75
£250
Excess £50
Single Article Limit
£200
£200
£250
Ski Equipment Hire
£200
£20 per day
£200
£20 per day
£250
£25 per day
Ski Pack
£250
£250
£300
Lost Lift Pass
£250
£250
£300
Piste Closure
£200
£20 per day
£200
£20 per day
£250
£25 per day
Avalanche or Landslide Cover
£200
£20 per day
£200
£20 per day
£250
£25 per day
UK Physiotherapy
£250
£250
£300
Rental Car Cover
Excess or deposit charges
£2,500
£2,500
£2,500
Roof of the vehicle
£500
£500
£500
Windows, windscreen or glass in the sunroof
£650
£650
£650
Undercarriage
£400
£400
£400
Tyre Replacement (per Tyre)
£80
£80
£80
Tyre Repair (Per Tyre)
£40
£40
£40
Administration Charges
£100
£100
£100
Personal Possessions
£250
£250
£250
Single Article Limit
£125
£125
£125
Rental Vehicle Key Cover
£450
£450
£450
Misfuelling
£250
£250
£250
Roadside & Towing Costs
£250
£250
£250
Excess Waiver Option

No will apply if have chosen to add this option and have paid the appropriate premium.

Bronze
Maximum Age Limit
70 years
inclusive
Emergency Medical and Repatriation
Medical and Repatriation Expenses, maximum
£1,000,000
Excess £100
Emergency Dental Treatment
£200
Excess £100
Hospital Benefit
Hospital Benefit, maximum
£250
£10 per day
Baggage, Personal Money and Travel Documents
Baggage, Personal Money and Travel Documents, maximum
£1,000
Excess £100
Single Article Limit
£150
Valuables Limit
£250
Personal Money, maximum
£250
Personal Money, under 16 years old
£50
Travel Documents
£200
Personal Liability
Personal Liability, maximum
£500,000
Excess £250
Overseas Legal Expenses
Overseas Legal Expenses, maximum for all insured persons
£5,000
Excess £350
Winter Sports

Please note: Winter sports cover is limited to 15 days cover in total in each (if have paid the appropriate winter sports premium to include this cover).

Ski Equipment
£400
Excess £75
Single Article Limit
£200
Hired Ski Equipment
£200
Excess £75
Single Article Limit
£200
Ski Equipment Hire
£200
£20 per day
Ski Pack
£250
Lost Lift Pass
£250
Piste Closure
£200
£20 per day
Avalanche or Landslide Cover
£200
£20 per day
UK Physiotherapy
£250
Rental Car Cover
Excess or deposit charges
£2,500
Roof of the vehicle
£500
Windows, windscreen or glass in the sunroof
£650
Undercarriage
£400
Tyre Replacement (per Tyre)
£80
Tyre Repair (Per Tyre)
£40
Administration Charges
£100
Personal Possessions
£250
Single Article Limit
£125
Rental Vehicle Key Cover
£450
Misfuelling
£250
Roadside & Towing Costs
£250
Excess Waiver Option

No will apply if have chosen to add this option and have paid the appropriate premium.

Silver
Maximum Age Limit
70 years
inclusive
Emergency Medical and Repatriation
Medical and Repatriation Expenses, maximum
£5,000,000
Excess £75
Emergency Dental Treatment
£250
Excess £75
Hospital Benefit
Hospital Benefit, maximum
£300
£20 per day
Baggage, Personal Money and Travel Documents
Baggage, Personal Money and Travel Documents, maximum
£2,000
Excess £75
Single Article Limit
£200
Valuables Limit
£300
Personal Money, maximum
£250
Personal Money, under 16 years old
£50
Travel Documents
£250
Personal Liability
Personal Liability, maximum
£1,500,000
Excess £250
Overseas Legal Expenses
Overseas Legal Expenses, maximum for all insured persons
£20,000
Excess £250
Winter Sports

Please note: Winter sports cover is limited to 15 days cover in total in each (if have paid the appropriate winter sports premium to include this cover).

Ski Equipment
£400
Excess £75
Single Article Limit
£200
Hired Ski Equipment
£200
Excess £75
Single Article Limit
£200
Ski Equipment Hire
£200
£20 per day
Ski Pack
£250
Lost Lift Pass
£250
Piste Closure
£200
£20 per day
Avalanche or Landslide Cover
£200
£20 per day
UK Physiotherapy
£250
Rental Car Cover
Excess or deposit charges
£2,500
Roof of the vehicle
£500
Windows, windscreen or glass in the sunroof
£650
Undercarriage
£400
Tyre Replacement (per Tyre)
£80
Tyre Repair (Per Tyre)
£40
Administration Charges
£100
Personal Possessions
£250
Single Article Limit
£125
Rental Vehicle Key Cover
£450
Misfuelling
£250
Roadside & Towing Costs
£250
Excess Waiver Option

No will apply if have chosen to add this option and have paid the appropriate premium.

Gold
Maximum Age Limit
70 years
inclusive
Emergency Medical and Repatriation
Medical and Repatriation Expenses, maximum
£10,000,000
Excess £50
Emergency Dental Treatment
£300
Excess £50
Hospital Benefit
Hospital Benefit, maximum
£500
£25 per day
Baggage, Personal Money and Travel Documents
Baggage, Personal Money and Travel Documents, maximum
£3,000
Excess £50
Single Article Limit
£300
Valuables Limit
£400
Personal Money, maximum
£300
Personal Money, under 16 years old
£50
Travel Documents
£300
Personal Liability
Personal Liability, maximum
£2,000,000
Excess £150
Overseas Legal Expenses
Overseas Legal Expenses, maximum for all insured persons
£30,000
Excess £150
Winter Sports

Please note: Winter sports cover is limited to 15 days cover in total in each (if have paid the appropriate winter sports premium to include this cover).

Ski Equipment
Excess £75
Excess £50
Single Article Limit
£250
Hired Ski Equipment
£250
Excess £50
Single Article Limit
£250
Ski Equipment Hire
£250
£25 per day
Ski Pack
£300
Lost Lift Pass
£300
Piste Closure
£250
£25 per day
Avalanche or Landslide Cover
£250
£25 per day
UK Physiotherapy
£300
Rental Car Cover
Excess or deposit charges
£2,500
Roof of the vehicle
£500
Windows, windscreen or glass in the sunroof
£650
Undercarriage
£400
Tyre Replacement (per Tyre)
£80
Tyre Repair (Per Tyre)
£40
Administration Charges
£100
Personal Possessions
£250
Single Article Limit
£125
Rental Vehicle Key Cover
£450
Misfuelling
£250
Roadside & Towing Costs
£250
Excess Waiver Option

No will apply if have chosen to add this option and have paid the appropriate premium.

Frequently asked questions

Does it cover adventurous activities?

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We cover a very wide range of summer/water activities in all our policies on an incidental basis (which means that the sport or activity you are taking part in on your trip is on a strictly amateur basis and is not the specific reason for you going on your trip). Please view the policy documents for the details.

Additionally, the following Wintersports activities are also included: Cross country skiing, Glacier Skiing, Ski touring, Skidoo/Snowmobiling, Skiing (on piste or off piste with a guide), Mono-skiing, Snowblading, Snowboarding (on piste or off piste with a guide), Snowshoeing, Tobogganing. You may purchase additional cover for Wintersports with an add-on.

If my visa application is unsuccessful, can I cancel my policy?

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Yes, you may cancel up until the day of travel.

Does it cover pre-existing conditions?

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Existing medical conditions will not be covered: (Existing medical condition means the following:

1. Any medical condition which, in the last 24 months, you or anyone insured under this policy has been prescribed medication for.

2. Any medical condition which, in the last 24 months, you have received surgery, treatment or investigations for in:

a. a hospital (as an inpatient or outpatient); or

b. a clinic (including a doctor’s surgery, a medical specialist’s or physiotherapist’s clinic or a nursing home).

3. Any medical condition for which you are on a waiting list for:

a. surgery; or

b. investigation at a hospital (as an inpatient or outpatient) or a clinic (a doctor’s surgery, a medical specialist’s or physiotherapist’s clinic, or a nursing home).)
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